Blog
What’s on our mind? You can read about it in our blog. Whether it’s ideas from the industry or emerging trends, you can read about it here. We’re glad to have you reading along.
Lawsuits Over the Years and What it Means for Plan Sponsors
Tuesday, September 10, 2019
Lawsuits Over the Years and What it Means for Plan Sponsors Formation of Lawsuit Trends The barrage of excessive fee lawsuits filed in 2006 started a trend that continues to this day. At first, plan sponsors saw early signs of success...
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"Our 401(k) Investments are on the Watchlist. Now What?"
Tuesday, August 27, 2019
Our 401(k) Investments are on the Watchlist. Now What? Approach, review, document, and decide As a member of your company’s retirement plan committee, if you have recently been informed that one or more of your company’s...
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Automatic Features to Help Boost Participation and Savings Rates
Tuesday, August 13, 2019
Automatic Features to Help Boost Participation and Savings Rates The use of auto features in 401(k) plans has continued to climb in popularity over the past decade. In fact, auto features such as automatic enrollment and auto...
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How to Think About Financial Wellness Program
Tuesday, July 2, 2019
How to Think About Financial Wellness ROI If you want to sell your C-suite on paying for an employee financial wellness program, you’ll probably hear this question from your CFO: What’s the ROI? It’s natural for a...
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Should You Include ESG Funds in Your Retirement Plan? Maybe, Maybe Not.
Tuesday, June 18, 2019
Should You Include ESG Funds in Your Retirement Plan? Maybe, Maybe Not. ESG, or environmental, social and governance funds, can be appealing to many investors, including millennials. These funds may be viewed as a proactive way to...
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Is It Time to Consider a New Plan Design?
Tuesday, June 4, 2019
You may have heard about a “cash balance plan” and wondered whether it would be something advantageous for your business. A cash balance plan operates differently from other types of traditional retirement plans in that it...
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Share Class ABCs: Choose Wisely
Tuesday, April 23, 2019
Share Class ABCs: Choose Wisely Choosing mutual funds for your retirement plan’s investment lineup can feel like wading through a sea of alphabet soup. Fund companies typically offer multiple share classes, each sporting its own...
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Four Tips To Boost Your Employees' Retirement Outlook
Tuesday, March 26, 2019
Four Tips to Boost Your Employees’ Retirement Outlook As many employees look ahead to retirement, 47% of workers feel somewhat confident that they’ll have enough money saved to retire on time and then live comfortably.1...
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Risky Business: Why Plan Governance Matters
Tuesday, March 12, 2019
Risky Business: Why Plan Governance Matters Participant-driven lawsuits are on the rise, and employers are facing heightened scrutiny of the way they manage their retirement plans. In today’s continually-evolving regulatory and...
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Hacked! Is Your Retirement Plan at Risk for Cyber Attack?
Tuesday, January 29, 2019
Hacked! Is Your Retirement Plan at Risk for a Cyber Attack? Cyber-crime is on the rise worldwide. As a result, growing numbers of organizations are taking critical steps to protect their valuable electronic data from hackers and other...
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Plan Sponsor Guide: Understanding 401(k) Loans
Tuesday, January 1, 2019
Plan Sponsor Guide: Understanding 401(k) Loans The recent enactment of the Tax Cuts and Jobs Act of 2017 (TCJA) makes changes to 401(k) loan repayment options, which should prompt plan sponsors and plan administrators to re-evaluate...
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The DOL is Dead But You're Still a Fiduciary
Tuesday, December 18, 2018
The DOL Fiduciary Rule is dead, but you're still a fiduciary The DOL Rule is Dead On June 21, 2018 the 5th Circuit Court of Appeals vacated the requirements of the U.S. Department of Labor’s (DOL) Conflict of Interest...
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Health Savings Accounts: Features Your Employees May Thank You For
Tuesday, November 6, 2018
For the majority of future retirees, medical expenses pose significant risk to any retirement plan, and they are only projected to rise. Medical cost estimates for couples throughout their full retirement, assuming both partners are 65...
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The Financial Marathon
Tuesday, October 9, 2018
A Marathon for Everyone Recently, I went to cheer on a friend running in her first marathon. The excitement of watching thousands of people accomplish such an amazing goal was an experience like no other. I waited at the last bend...
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A Guide for Employers Dealing with Missing Participants
Tuesday, September 25, 2018
Locating missing plan participants can be a headache for any employer, but simply ignoring them is not an effective solution. Regulatory agencies in previous years have published guidance on this topic relating to missing...
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The Dreaded 401(k) Refund: Corrective Distributions
Tuesday, August 14, 2018
401K REFUNDS: NOT AS GOOD AS THEY SOUND With tax season fresh on our minds, many hear the word refund and begin running down their imagery wish list of ways to spend this extra money. However, when it comes to 401(k) refunds, or...
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Should we have a retirement plan committee?
Tuesday, July 24, 2018
Should we have a retirement plan committee? If you are an employer or employee who has decision-making authority over your company’s retirement plan, there is a strong chance that you are a 401(k) plan fiduciary. You have a legal...
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Benchmarking Your 401(k) Funds
Tuesday, July 10, 2018
Benchmarking is a retirement plan best practice that allows plan sponsors the opportunity to “take a peak under the hood” of their 401(k). The process allows you to compare your plan to similar plans, measuring key metrics...
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